Available on iPhone & Mac

Your financial life,
under control.

Track every expense, monitor your investments, and reach your savings goals — beautifully, privately, without subscriptions.

Download on the App Store One-time purchase · €6.99
Dashboard
Cash Flow

Every transaction, exactly where it belongs.

Log income and expenses in seconds. Organize by category and payment method, add notes, search instantly. See your monthly balance at a glance.

  • Custom categories and subcategories
  • Recurring transactions
  • Search across all history
  • Multiple payment methods
Transactions
Portfolio

Your investments, tracked in real time.

Add stocks, ETFs, and dividends. UtilityWorth fetches live prices and shows your total gain and loss in your base currency — with the FX effect broken out separately.

  • Live prices for stocks and ETFs
  • Multi-currency support with FX effect
  • Buy, sell, and dividend history
  • Performance chart across multiple periods
Portfolio
Reports

Understand your spending, month by month.

Yearly, quarterly, and monthly overviews of income versus expenses. Drill into categories, spot trends, and let smart insights do the analysis for you.

  • Income vs expenses chart
  • Spending breakdown by category
  • Savings rate calculation
  • Smart insights — best month, top expense
Report
Goals

Save for what matters most.

Set a target and a deadline. UtilityWorth calculates the exact monthly contribution you need, based on your investment strategy and expected returns. Your progress, tracked automatically.

  • Emergency fund calculator
  • Savings plans with deadlines
  • 5 investment strategies from cash to equities
  • Automatic progress tracking
Goals

Built differently.

Because your finances deserve an app that respects you.

Privacy first, always.

No account required. Your financial data never leaves your device. Everything is encrypted — and only you can access it.

Pay once. Own it forever.

One-time purchase at €6.99. No subscription, no premium tier, no upsells. Every feature is included, always.

Native on iPhone and Mac.

Built with SwiftUI from the ground up. Fast, fluid, and designed to feel right at home on every Apple device.

Take control of your finances.

Available on the App Store for iPhone and Mac.

Download on the App Store

€6.99 · One-time purchase · No subscriptions · No in-app purchases