Last updated: June 2026
Please read these Terms of Service ("Terms") carefully before using UtilityWorth ("the App"). By downloading or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.
Subject to your payment of the one-time purchase price on the App Store, we grant you a personal, non-exclusive, non-transferable, revocable license to install and use the App on Apple devices that you own or control, for personal, non-commercial purposes.
This license is also governed by Apple's Standard End User License Agreement (EULA).
UtilityWorth is available as a one-time purchase. There are no subscriptions, recurring fees, or in-app purchases. The price shown on the App Store at the time of purchase is the full price for lifetime access to all current features.
All purchases are processed by Apple and are subject to Apple's refund policies. We do not handle payment information directly.
To use UtilityWorth, you must create an account with a valid email address and password. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify us immediately if you suspect unauthorized access.
You may delete your account at any time from the App's Settings screen. Upon deletion, all your data will be permanently erased.
You agree not to:
UtilityWorth is a personal finance tracking tool, not a financial advisor. The App does not provide investment advice, tax advice, or any form of financial recommendation. All information displayed — including portfolio values, projected returns, savings rates, and goal calculations — is for informational and personal tracking purposes only.
Investment involves risk, including the possible loss of principal. Past performance is not indicative of future results. You should consult a qualified financial professional before making any investment or financial decisions.
Stock prices displayed in the App are provided by a third-party data service and may be delayed or inaccurate. We make no representations regarding the accuracy, completeness, or timeliness of market data.
The App, including its name, logo, design, and code, is the exclusive property of the developer of UtilityWorth. All rights are reserved. Nothing in these Terms grants you any ownership rights in the App.
Your financial data remains your own. We claim no ownership over data you enter into the App.
The App is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the App will be error-free, uninterrupted, or that any particular feature will remain available in the future.
We are not responsible for any loss of data resulting from device failure, account deletion, or other circumstances outside our control. We strongly recommend keeping personal backups of important financial records.
To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of your use of or inability to use the App.
Our total liability to you for any claim arising from these Terms or your use of the App shall not exceed the amount you paid for the App.
We may update the App from time to time to add features, fix bugs, or address security issues. We do not guarantee that any specific feature will remain available indefinitely. We reserve the right to discontinue the App with reasonable notice.
We reserve the right to suspend or terminate your account if you violate these Terms. You may stop using the App at any time. Sections 5, 6, 7, 8, and 11 survive termination.
These Terms are governed by the laws of Italy, without regard to its conflict of law principles. Any disputes shall be subject to the exclusive jurisdiction of the courts of Italy.
If you are a consumer in the EU, you may also benefit from any mandatory provisions of the law of your country of residence.
We may update these Terms from time to time. Material changes will be communicated via an in-app notice at least 14 days before they take effect. Continued use of the App after changes constitutes your acceptance of the updated Terms.
If you have any questions about these Terms, please contact us at: